Financial Habits

This category deals specifically with the habits needed for physical and financial fitness.

procrastination and money

Procrastination and Your Money: How Can You Overcome the Challenge?

I am sure you are familiar with people who are known for a fear of commitment. For a variety of reasons, they have avoided any long-term relationships or obligations. They may even talk constantly about settling down with a marriage partner, getting into shape, or finally finishing their degree. It is likely they struggle with …

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how to have a diversified portfolio

Diversified Portfolio – Don’t Put All Your Eggs In One Basket

“The best offense is a good defense”. That popular phrase usually applies to sports. However, you can make a strong case that it is also very appropriate for your finances!  You are aware of the fact that you need to increase risk in order to gain greater returns. Likely, your emotions tell you to play …

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Credit Cards – Should They Even Be In Your Wallet?

Nothing brings out more mixed emotions than the credit card. Various financial writers feel that credit cards are pure evil.  They will give you countless of examples of people who abused credit cards and ended up in financial ruin. Other experts will mention the many benefits that credit cards offer. You might get the impression …

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Cash Flow Management – Make it a Regular Financial Habit

One of the key habits of good personal finance is cash flow management. You might immediate think of a business when you hear the term, since it is a critical concept in managing a successful business. However, there are many concepts from the business world that apply to personal finance. If you manage your money …

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Enjoy the Journey – Facing Financial Realities and Reducing Negativity

One of the main objectives of all my business activities is to provide positive discussions around money. I hope I can play a role in helping people make solid financial decisions and plan for a successful future. There are a lot of big ticket items to think about in life, and the idea of managing …

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